Learn About Refinancing
Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.
Mortgage guidelines changed march 17th, 2011. Now more than ever, borrowers need to consult with a mortgage expert to know what they can do with their home equity. There are limits to how much you can take and how your payments will change how you qualify.
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